Terms and Conditions of Use

Welcome to the Wells Fargo Asset Management (WFAM) websites (referred to herein collectively as “website” or “site”). We want you to understand the purpose and limits of the website. It is a website provided free of charge, but your use is subject to the terms and conditions of use noted below. 

By using the WFAM website and/or clicking the “I agree” button in the attestation to which these terms and conditions of use (“Terms and Conditions”) are linked, you agree to these Terms and Conditions and any revised Terms & Conditions that are posted on the website in the future. 

Read these Terms and Conditions carefully before using any services described herein. These Terms and Conditions shall be deemed a contract between you and WFAM entities. The site terms cannot be waived or modified by any oral communications between you and WFAM. Please review these Terms and Conditions periodically as they are subject to change. If you have questions about these Terms and Conditions, please contact WFAM at 1-800-222-8222 if you are an individual or 1-800-260-5969 if you are an institution. If you choose not to agree to the Terms and Conditions, we respectfully request that you do not proceed any further.

Updating website terms 

WFAM reserves the right, at its discretion, to change, delete, and update portions of these Terms and Conditions at any time without prior notice or your consent. You should review these website Terms and Conditions periodically for changes. The website terms can be accessed from the link at the bottom of each of the site pages. If you use the sites after we post changes to the website terms, you agree to the changed website terms. 

If you have an account or other relationship with WFAM entities, that relationship is governed by the agreement specific to that account or arrangement, including without limitation, your account agreement. The terms of these other agreements are not affected by these Terms and Conditions or by any content on the WFAM sites (including any separate online account access agreements contained on any WFAM sites), and any conflicting terms are governed by such agreements. 

WFAM website and online interactive tools are informational and educational—no investment advice or recommendations are provided or intended 

This WFAM site and any online interactive tools (such as calculators and asset allocation planners) are provided to you free for informational and educational purposes only. Tools may provide hypothetical financial results, links to fund categories, and sample asset allocations based on the information you enter or selections that you make. 

None of the information or tools provided through this WFAM site constitutes investment, legal, tax, accounting, or any other type of professional advice, nor is it intended to substitute for seeking professional advice. You should consult a qualified investment, legal, and/or tax professional before making any decisions based on information provided through the WFAM site. You agree WFAM (and any third party providing content on the WFAM site) is not responsible for any investment losses that might occur from your use of the information contained in the WFAM site or accessible from the WFAM site, and you agree WFAM does not guarantee or endorse the suitability or potential value of any particular investment, any investment, or tax strategy that may be mentioned on the WFAM site. 

Any mutual funds identified in any tools are examples of Wells Fargo Funds that would fit in an asset allocation. These are not recommendations to buy or sell any particular mutual fund listed, and there may be other investments that investors may consider more appropriate to satisfy their needs and goals. If time passes or financial situations change, investors should enter new information into the applicable financial tool to see how its results change. WFAM assumes no responsibility for reviewing any financial situations or for updating the asset allocations. There are multiple Wells Fargo asset allocation tools which may show different results. Such tools may be modified over time which means that fund categories, services, and asset allocations may change over time. You agree neither WFAM nor its affiliates are responsible for losses incurred on any investment nor does WFAM guarantee the suitability or potential value of any particular investment. 

Nothing on the WFAM sites shall be considered a solicitation or offer to buy or sell any fund, security, future, option, or other financial instrument or to offer or provide any investment, tax, financial, accounting, or legal advice or service to any person in any jurisdiction. Any investment or market overviews provided through the WFAM site is intended to be for general information purposes only and is not a substitute for seeking qualified professional tax, financial, or legal advice. 

WFAM website registration information and unauthorized use 

If you register or sign up for any WFAM website or related website services, you agree to provide true, accurate, current, and complete information. You also agree not to impersonate any person or entity; misrepresent any affiliation with another person, entity, or association; use false email or other headers; or otherwise conceal or alter your identity from WFAM for any purpose. 

Additionally, you agree not to share your website registration information (including, without limitation, passwords and usernames) with another person in order to assist with preventing unauthorized use or misuse of the WFAM site and to protect you, WFAM, and other WFAM site users. By registering to use the WFAM site, you agree to be responsible for all statements, transactions, and transmissions that occur within this WFAM site or WFAM services through the use of your registration information and your computer. If you believe that someone has used your registration information to access any WFAM services without your authorization, please contact us immediately. Your license to use the WFAM site includes the limited right to view, bookmark, download, and print those pages of the WFAM site that interest you (for your personal use and information only). Your use of any materials or software from the WFAM site is terminable by WFAM at any time under the circumstances described in these website Terms and Conditions. 

If you provide WFAM with an email address for information delivery or otherwise request a nonsecure delivery of information, you agree not to hold WFAM responsible for any misuse or unauthorized viewing of that information. 

WFAM website license and restrictions on use of WFAM materials 

The contents of and use of the WFAM site (including WFAM and WFAM entity names and the logos and software used in the WFAM site) are registered and/or protected by U.S. and international copyright, trademark, and other laws. You may not: 

(i) use the WFAM site to transmit, copy, reproduce, republish, upload, post, transmit, email, or distribute in any way material or content that infringes any copyright or other legal right of any party or that violates these Terms and Conditions; 

(ii) copy, modify, distribute, create any derivative or compilation work from, or display WFAM's name or logo or any text, graphic images, or other content from the WFAM site or redeliver such content using framing or similar technology; 

(iii) use any device designed to provide repeated automated access to the WFAM site other than those made generally available by WFAM; 

(iv) include WFAM, Wells Fargo Funds, any WFAM trademarked materials; the name of WFAM or Wells Fargo & Company; or any of its affiliates (collectively referred to herein as “Wells Fargo”), personnel, or any variation of these items as a metatag or hidden textual element or in any other fashion that may create a false or misleading impression of affiliation, sponsorship, or endorsement between Wells Fargo and you, any other party, or any other website; 

(v) collect or store personal data about other users of the WFAM site; 

(vi) upload, email, or otherwise transmit to WFAM or through the WFAM site or any Wells Fargo computer network any of the following: advertising, promotional, or other unauthorized communication (including, without limitation, junk mail, surveys, unsolicited email, spam, chain letters, pyramid schemes, or other inappropriate or prohibited materials) and any material that contains viruses or any computer code, files, or programs that might interrupt, limit, or interfere with any computer software, hardware, or communications equipment that is owned, leased, or used by Wells Fargo; 

(vii) use Spyware, Trojan Horses, or other key-stroke logging devices to record, copy, use, or sell data from the site; and 

(viii) you may not create a link to the WFAM site without WFAM's prior written permission. 

If WFAM, in its sole discretion, believes that you are violating these Terms and Conditions or otherwise misusing the WFAM site, you agree that WFAM may terminate, restrict, or suspend part or all of your license to access the WFAM website and delete any content transmitted to or through the WFAM site, at any time without prior notice to you and without any liability by WFAM to you. You agree WFAM has the right, but is not obligated, to monitor your use of the WFAM site and any communications made by you related to such use in any manner, and you release WFAM from any liability related to its monitoring activities. In the event WFAM denies you access to the WFAM site and if requested by WFAM, you agree to destroy all materials obtained from the WFAM site and all copies of those materials with the exception of your personal account-related materials. 

Links to/from third-party websites and cautions about third-party website information included in WFAM website 

WFAM may provide, for your general, informational use only, access to third-party websites (third-party site(s)). WFAM is unable to verify, and takes no responsibility for, the contents of any third-party site that may be linked to the WFAM site via hyperlink, whether such hyperlink is provided by WFAM or by a third party (including any responsibility for the accuracy, timeliness, or suitability of the content of any third-party site to which WFAM may link). By providing access to other third-party sites, WFAM is not recommending or supporting any third party or recommending the purchase or sale of any investments, products, or services of a third party, nor is WFAM endorsing or acknowledging that it is affiliated with any third-party site's sponsoring organization. 

WFAM may include third-party information in the WFAM site for general informational purposes only. WFAM is unable to verify the accuracy or completeness of third-party information posted to the WFAM site or accessible from the WFAM site. Consequently, you agree WFAM does not guarantee, and is not liable to you for, the accuracy, results, completeness, authorship, or suitability of any such third-party content, and WFAM is not obligated to maintain, verify, update, or post any corrections to such third-party information for any reason. 

Online and mobile privacy policy 

The WFAM website provides information to a wide audience, including investors who hold funds directly with the Wells Fargo Funds, as well as investment professionals and institutional sales professionals.

Are you a visitor or a registered user? 

When you are just browsing the unregistered portion of the site, we do not collect, capture, or retain your personal information. 

Only investors who choose to register for online access to their Wells Fargo Fund accounts will be asked to supply personal information to verify their identity. This information will be collected on a secure server and may include items such as name, Social Security number, account number, and email address. Collecting this information allows us to provide access only to authorized users and Wells Fargo Fund investors. A unique login ID and password that you create are used to protect your account information. 

Only investment professionals (financial advisors and registered investment professionals) who choose to register for additional product information and specific tools will be asked to supply personal information (name, address, email address, etc.) on our site through an online registration form. If you are an investment professional that registers for such, this information allows us to identify you so that we can present you with investment professional-approved content and tools. In these cases, we collect only the information necessary to interact with you. 

If you do not have online access to a Wells Fargo Fund account or register as an investment professional and you browse our website anonymously, any personal information, such as your e- mail address, is not collected. We gather data that allows us to track website usage, such as number of hits, pages visited, and the length of user sessions in order to evaluate the usefulness of our sites. 

Cookies

Cookies are pieces of data stored on your device. Browser cookies are assigned by a web server to the browser on your device. When you return to a site you have visited before, your browser gives this data back to the server. 

Mobile applications may also use cookies. 

We use cookies and information gathered through their use to make your experience with the site richer and more personalized based on the products, services, or other interaction you have with the site. Information gathered through the use of cookies may be used to make offers to you via online ads, email, U.S. mail, or telephone, subject to your solicitation preferences, if applicable. 

Industry standards are currently evolving, and we may not separately respond to or take any action with respect to a do-not-track configuration set in your internet browser. 

Other parties that may collect information about your web browsing behavior when you use our site are generally limited to service providers who may only use any information collected to provide services and marketing for us and not to provide services or advertising for any other party. Note, however, that we also provide certain widgets or tools on our sites, such as tools that allow web surfers to easily share information on another platform, such as a social media platform. At other times, information from a third party may be embedded on our site, such as a map or information streaming from another site, including communications streaming from a third-party social media platform. These widgets, tools, and informational items often function through the use of third-party cookies used by the third-party site, such as the social media platform. As a result, these third parties may have access to information about your web browsing on the pages of our site where these widgets, tools, or information are placed. You may wish to review information at third-party sites, such as social media platforms where you have an account, to determine how these third parties treat data that they obtain through the use of cookies. 

We also use cookies for purposes such as maintaining continuity during an online session, gathering data about the use of our site, and monitoring online promotions, as well as for anti-fraud and information security purposes. 

Do you have to accept cookies? 

You may be able to set your browser to reject browser cookies. However, if you choose to reject cookies, you may limit the functionality we can provide when you visit our site. The latest versions of internet browsers provide cookie management tools, such as the ability to delete or reject cookies. We recommend that you refer to information supplied by browser providers for more specific information, including on how to use these tools. 

Additional cookies?

Cookies is a term also used to describe other locally stored objects, such as cookies stored in an Adobe folder on your device. These cookies will not be deleted when you clear cookies from your browser. We may use this technology for purposes such as information security and fraud prevention. We do not use this technology for online behavioral advertising purposes. Please refer to information provided by Adobe for information on how to disable and control Flash objects. If you choose those options, you may limit the functionality we can provide when you visit our site. 

Links to non-WFAM sites 

We are not responsible for the information collection practices of the non-WFAM links you click to from our web pages. We cannot guarantee how these third parties use cookies or whether they place cookies on your computer that may identify you personally. We urge you to review any privacy policies of each of the linked websites you visit before you provide them with any personally identifiable information. 

Disclaimers, no warranties, limitations of liability and indemnification 

YOU AGREE THAT ALL INFORMATION, SERVICES, SOFTWARE, AND CONTENT OF THE WFAM SITE IS FURNISHED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS FURNISHED TO YOU ON AN AS IS, WHERE IS, AND WHERE AVAILABLE BASIS, WITH NO WARRANTY OF ANY KIND—INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SUITABILITY, TIMELINESS, SECURITY, CORRECTNESS, AND NONINFRINGEMENT—WHETHER EXPRESS, IMPLIED, OR STATUTORY (COLLECTIVELY, WARRANTIES). 

YOU AGREE THAT NEITHER WFAM, ITS AFFILIATES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD-PARTY CONTENT PROVIDERS, OR LICENSORS (COLLECTIVELY, PARTIES) MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE OPERATION, PERFORMANCE, DELIVERY, TIMELINESS, CONTINUED AVAILABILITY, RELIABILITY, INTERRUPTIONS, CONTENT, COMPLETENESS, ACCURACY, ERRORS, RESULTS, PROPER SEQUENCING, DISPLAY, OR SUITABILITY OF THE WFAM SITE OR ANY SERVICES, MATERIAL, OR INFORMATION ON OR PROVIDED THROUGH THE WFAM SITE; THE PERFORMANCE OF THE INTERNET; THE DOWNLOADING COMPATABILITY OF ANY MATERIALS OR SOFTWARE WITH YOUR COMPUTER SYSTEM; OR THE EXISTENCE OF (OR LACK OF) ANY VIRUS, WORM, OR OTHER DISABLING DEVICE FROM ANY SOURCE. THIS DOES NOT AFFECT THOSE WARRANTIES THAT ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. 

YOU FURTHER AGREE THAT IN NO EVENT WILL WFAM OR THE PARTIES SET FORTH ABOVE BE RESPONSIBLE OR LIABLE FOR ANY LOSS, DAMAGE, OR INJURY (INCLUDING, BUT NOT LIMITED TO, MONETARY, PROPERTY OR PHYSICAL DAMAGES, LOSS, OR INJURY) WHETHER CAUSED BY ACCESS TO, USE OF, OR LACK OF ACCESS TO THE WFAM SITE OR THE MATERIALS AND SERVICES CONTAINED THEREIN OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, THE WFAM SITE OR SERVICES, MATERIALS, OR INFORMATION THEREIN; OR THE INABILITY TO USE THE WFAM SITE, MATERIALS, OR SERVICES FOR REASONS INCLUDING, BUT NOT LIMITED TO, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, SCHEDULED SYSTEM MAINTENANCE, SYSTEM FAILURES, POWER OUTAGES, COMMUNICATIONS LINE FAILURE, WEATHER, NATURAL DISASTERS, FIRES, FLOODS, CYBER ATTACKS, COMPUTER VIRUS, OR ANY DESTRUCTION OR CORRUPTION OF YOUR COMPUTER EQUIPMENT OR DATA (REGARDLESS OF THE FORM OF SUCH CLAIM—FOR EXAMPLE, CONTRACT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER TYPE OF CLAIM). 

YOU ALSO AGREE TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW THAT WFAM AND THE PARTIES WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, ECONOMIC, PUNITIVE, OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE USE OF THE WFAM SITE OR SERVICES, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES THAT MAY INFECT YOUR COMPUTER SYSTEM, OR ARISING FROM YOUR USING THE WFAM SITE OR SERVICES OR RELYING ON ANY MARKET DATA OR INFORMATION PROVIDED—INCLUDING ANY DELAY, ERROR, INCOMPLETENESS, OR TIMELINESS OF ANY DATA OR INFORMATION PROVIDED (WHETHER OR NOT REASONABLY FORESEEABLE, AND EVEN IF YOU HAVE ADVISED THEM OF THE POSSIBILITY OF SUCH DAMAGES). YOU ACKNOWLEDGE THAT WFAM DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. THIS DOES NOT AFFECT ANY MANUFACTURER'S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER. 

In consideration of your use of the WFAM site, you hereby agree to indemnify WFAM (and any of the parties set forth above) from and against any and all claims, losses, liabilities, damages, costs, and expenses (including, without limitation, reasonable attorneys' fees and costs) arising out of or related to: (i) your breach of these Terms and Conditions; (ii) your violation of any person's or entity's legal rights (including, without limitation, copyright, patent, trade secret, trademark, or other proprietary rights, or publicity, contract, moral, or privacy rights) including WFAM's; (iii) your violation of any applicable law, rule, or regulation; or (iv) your negligence, recklessness, or misconduct. 

APPLICABLE LAW AND CONSENT TO USE CALIFORNIA COURTS 

Except as superseded by federal law, you agree that the laws of the state of California (regardless of any choice of law rules) govern the rights and obligations relating to your use of the WFAM site. Unless otherwise required by federal law, if you take any legal action against WFAM pertaining to the WFAM site, you agree to file such action only in the City of San Francisco, California, or the United States District Court for the Northern District of California, and both you and WFAM consent to the exclusive personal jurisdiction of those courts for all purposes.